What are the different XM account types?

XM offers three main account types: Micro Account (minimum deposit $5, leverage up to 1:1000, spreads from 1 pip, zero commission, ideal for beginners), Standard Account (minimum deposit $5, leverage up to 1:888, spreads from 1 pip, zero commission, ideal for active traders), and XM Zero Account (minimum deposit $100, leverage up to 1:500, spreads from 0 pips, $3.50 commission per lot, ideal for professional traders).

What is the minimum deposit for an XM account?

The minimum deposit for XM Micro and Standard accounts is just $5, making it one of the lowest in the industry. The XM Zero Account requires a minimum deposit of $100. All accounts include access to 1000+ trading instruments, negative balance protection, and both MT4 and MT5 platforms.

What is the difference between XM Micro and Standard accounts?

The main difference is the lot size. Micro accounts trade in micro lots (0.01), ideal for beginners with smaller capital who want to manage risk carefully. Standard accounts trade in standard lots (1.0), suitable for experienced traders. Both accounts have the same $5 minimum deposit, zero commission, and spreads from 1 pip.

What is the XM Zero Account and who is it for?

The XM Zero Account is designed for professional and high-volume traders. It offers spreads from 0 pips on major currency pairs with a small commission of $3.50 per lot. The minimum deposit is $100 and leverage goes up to 1:500. This account provides institutional-level pricing, making it ideal for scalpers and algorithmic traders.

Can I open multiple XM account types?

Yes, you can open multiple accounts of different types under one XM profile. This allows you to test different strategies and trading styles simultaneously. You can have a Micro, Standard, and XM Zero account all active at the same time, and transfer funds between them instantly from your Members Area.

Is an Islamic (swap-free) account available?

Yes, swap-free Islamic accounts are available for Micro, Standard, and XM Zero accounts upon request and approval. Islamic accounts comply with Sharia law by eliminating overnight swap charges, making them suitable for Muslim traders who cannot earn or pay interest.

What leverage does XM offer on its accounts?

XM offers flexible leverage depending on the account type: Micro Account up to 1:1000, Standard Account up to 1:888, and XM Zero Account up to 1:500. Leverage may vary based on the instrument traded and your jurisdiction. All accounts include negative balance protection to prevent losses exceeding your deposit.

How long does it take to open an XM account?

Opening an XM account takes less than 5 minutes. Simply fill in your personal details, choose your account type, and submit your identity verification documents. Most accounts are approved within minutes. Once approved, you can deposit funds and start trading immediately on MT4 or MT5.

Choose Your Perfect Account

XM Account Types

From beginners to professionals, we offer three account types tailored to your trading needs. Compare features, spreads, and leverage to find your ideal match.

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Choose Your Account Type

Each account is designed for different trading styles and experience levels

Micro Account

Beginners & Small Traders

Perfect for those starting their trading journey with minimal capital

Min. Deposit$5

LeverageUp to 1:1000

SpreadFrom 1 pip

Commission$0

Low minimum deposit

Flexible lot sizes

No commission

Full market access

Risk management tools

Educational resources

Open Micro Account

Standard Account

Active Traders

Ideal for experienced traders seeking competitive spreads and full features

Min. Deposit$5

LeverageUp to 1:888

SpreadFrom 1 pip

Commission$0

Competitive spreads

Standard lot trading

Zero commission

Advanced charting

Expert advisors

Mobile trading

Open Standard Account

XM Zero Account

Professional Traders

Premium account with ultra-tight spreads for high-volume traders

Min. Deposit$100

LeverageUp to 1:500

SpreadFrom 0 pips

Commission$3.50 per lot

Zero spreads on majors

Institutional pricing

Low commission

Priority support

Advanced analytics

VIP benefits

Open XM Zero Account

Detailed Account Comparison

Side-by-side comparison of all features and specifications

Feature	Micro Account	Standard Account	XM Zero Account
Minimum Deposit	$5	$5	$100
Maximum Leverage	1:1000	1:888	1:500
Spread (EUR/USD)	From 1 pip	From 1 pip	From 0 pips
Commission	$0	$0	$3.50/lot
Lot Size	Micro (0.01)	Standard (1.0)	Standard (1.0)
Trading Instruments	1000+	1000+	1000+
Execution Type	Market	Market	Market
Hedging Allowed	Yes	Yes	Yes
Scalping Allowed	Yes	Yes	Yes
Expert Advisors	Yes	Yes	Yes
Islamic Account	Available	Available	Available
Negative Balance Protection	Yes	Yes	Yes

All accounts include negative balance protection, segregated funds, and access to 1000+ instruments

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Why Choose XM Accounts

Every account type comes with premium features and benefits

Regulated & Secure

All accounts protected by tier-1 regulation and segregated funds

Flexible Funding

Multiple deposit methods with instant processing and zero fees

24/7 Support

Multilingual support team available around the clock

Advanced Tools

Professional trading platforms with real-time analytics

Frequently Asked Questions

Can I open multiple account types?

Yes, you can open multiple accounts of different types under one XM profile. This allows you to test different strategies and trading styles simultaneously.

Can I switch between account types?

While you cannot convert an existing account, you can open a new account of a different type at any time and transfer funds between your accounts instantly.

What is the difference between Micro and Standard accounts?

The main difference is the lot size. Micro accounts trade in micro lots (0.01), ideal for beginners with smaller capital. Standard accounts trade in standard lots (1.0), suitable for experienced traders.

Why does XM Zero Account charge commission?

XM Zero Account offers spreads from 0 pips, which means you get institutional-level pricing. The small commission of $3.50 per lot is significantly lower than the spread cost on other accounts for high-volume traders.

Is there a minimum trading volume requirement?

No, XM does not impose minimum trading volume requirements on any account type. You can trade as much or as little as you want.

Are Islamic accounts available for all account types?

Yes, swap-free Islamic accounts are available for Micro, Standard, and XM Zero accounts upon request and approval.

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